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Web Site Privacy Statement

At Krywolt Insurance Brokers Inc, we are committed to protecting your privacy as a visitor to this website and as our customer. To our visitors and to our customers, we offer this pledge:

Krywolt Insurance Brokers Inc is the owner of the information, which is collected on this website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will ask you to provide your personal information to us when you send us an e-mail or fill in any form on this website.  Our effort to protect your information includes 256 bit SSL encryption for our website and all forms which establishes a 256 bit encryption link between the web server and your browser.

When you enroll for an insurance policy at Krywolt Insurance Brokers Inc, we will ask you to provide personal information that could include but may not be limited to Full Name, Address, Phone Numbers, Email Address, Date of Birth, Marital Status. This information will be provided to the insurance company as required when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Krywolt Insurance Brokers Inc. so we can provide you with policyholder service. The employees of Krywolt Insurance Brokers Inc are each required to sign and acknowledge a Confidentiality And Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.

When you purchase an insurance policy from Krywolt Insurance Brokers Inc, you will pay the premiums with your credit card, personal cheque, cash, or bank transfer. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. We do not keep a record of your credit card information.  A transaction number will be provided to you at that time and you may use this transaction number as a reference to the credit card purchase. If you pay the premium using cash, we will give you a receipt that you will keep for your files.  If you provide us a cheque, we will forward the funds to the Insurance company on your behalf.  Your banking confirmation will be your confirmation of your payment.  If you pay online with a Bank Transfer we will provide you with a receipt when the transfer is complete.

Cookies
Cookies and other tracking technologies (such as browser cookies and local storage, pixel beacons, and Adobe Flash technology including cookies) are comprised of small bits of data or code that often include a de-identified or anonymous unique identifier. Websites, apps and other services send this data to your browser (on your computer or mobile device) when you first request a web page and then store the data on your computer so that such websites, apps and other services can access information when you make subsequent requests for pages from that service. They are widely used in order to make websites work, or work in a better, more efficient way. For example, they can recognize you and remember important information that will make your use of a website more convenient (e.g., by remembering your user preferences). We may use Cookies to receive and record information about your computer, device, and browser, potentially including your IP address, browser type, and other software or hardware information. If you access the Site from a mobile or other device, we may collect a unique device identifier assigned to that device (“UDID”), geolocation data, or other transactional information for that device. We also use Google Analytics Cookies, which are sometimes called performance cookies, to collect information about your use of the Site and enable us to improve the way it works. Analytics Cookies collect information about how you use the Site, for instance, which pages you go to most. The information allows us to see the overall patterns of usage on the Site, help us record any difficulties you have with the Site and show us whether our advertising is effective or not.

Many cookies will be controlled by the browser you use to connect to our Website and we cannot control the cookie settings you have established with that browser.  What is important is that the cookies we incorporate into the site does not include personally identifiable information.  You also have the option to control Cookies with the settings in your browser.

Third Party Links
This website may contain links to third party websites that are not controlled by Krywolt Insurance Brokers Inc. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that Krywolt Insurance Brokers Inc is not responsible for the content of third party Websites linked to Krywolt Insurance Brokers Inc nor are we responsible for the privacy policy or practices of third party websites linked to Krywolt Insurance Brokers Inc. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with Krywolt Insurance Brokers Inc. If you should link to a third party website from Krywolt Insurance Brokers Inc, we strongly encourage you to review and become familiar with that website’s privacy policy.

Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

If you have any questions about our privacy policy, please feel free to contact us at:

Krywolt Insurance Brokers Inc
300, 5 Richard Way SW, Calgary, AB T3E 7M8
Phone: 403-475-5434
Email: info@krywolt.com
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© 2015 - 2018 Krywolt Insurance Brokers Inc.