Ever been chatting with someone who tells you about their new phone plan and they now have unlimited data, unlimited international calls and they are paying half what you are paying and you think to yourself, “Why aren’t I on that plan?”. Or have you ever looked at your monthly visa statement and thought what is that charge? And then when you look at it closer, you see you’ve been paying that same charge every month for the past 7 months and you realise that you subscribed to something you didn’t even know you had. There are plenty more examples but with insurance it is far more serious.
Some businesses are changing infrastructure all the time. Stock levels are up or down. There is new equipment and plant structure. Perhaps there are more staff or less or the physical address has changed. All these are factors in what level of insurance you should have and what type of insurance you should have in your business and personally.
We are experts in reading between the lines and understanding what type of coverage options are necessary, what are nice to have rather than need to have, and we provide this advice to all our clients to make sure they have the insurance they need.
- Make sure you have the right coverage.
- Make sure you have coverage limits that are appropriate.
- Make sure the equipment you need is covered.
- Make sure you aren’t covered for things that aren’t relevant to you or your business.
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