Business Insurance Types

Builders Risk Insurance, or Course of Construction Insurance, is a unique kind of commercial property insurance that indemnifies against damage to buildings while they are under construction. Coverage options include protection against the financial loss of the structure and the materials on-site waiting to be installed or transported to the job site.

Protect your business and your business relationships against the failure to deliver with Cargo Insurance. Cargo insurance provides you coverage against physical damage or loss of goods during shipping. It allows you to protect your cargo against inevitable losses that occur during the transportation of goods. Cargo Insurance also includes Ocean Marine Cargo as well […]

Mobile property insurance provides coverage for property that you don't store at a fixed location, or for equipment that is routinely moved across different locations. Your standard commercial property insurance policy may be exposing you to unnecessary risks. Mobile property insurance options include tool coverage, equipment coverage, installation floater, property in transit coverage, cargo insurance, […]

With business interruption insurance, you are properly covered from the loss of income should your business suffer after a disaster. If your regular course of business is interrupted from a disaster-related closing of the business facility or due to the rebuilding process after a disaster, you can rest easy with income loss covered from Krywolt […]

The aim of business revenue protection insurance is to maintain the business in the same, or similar, situation as it was prior to the death or incapacity (temporary or permanent) of a key person. Business revenue protection insurance is a type of "key person insurance".  The other type of key person insurance is business asset […]

Stock Insurance Coverage refers specifically to the products and inventory of the business.  For some businesses, Stock Insurance Coverage will be extremely important and can often represent huge sums of money for the business. Imagine a small grocery store in BC or Alberta, now picture the spring and snow melting, then it starts to rain […]

Whether you are renting a facility or if you own your own premises, if you have stock you need to consider Contents Insurance Coverage.  In many cases, if you have Commercial Property Insurance you can also get coverage for contents in addition to damage to the actual physical structure.  If you are renting or leasing […]

Whether you own the commercial property or you are renting or leasing a property, you can have peace of mind knowing you are properly covered with Commercial Property Insurance. At Krywolt Insurance we will custom tailor your Commercial Property Insurance to suit your needs and we will address any other recommendations for business insurance that […]

Directors and officers (D&O) insurance is insurance liability coverage designed to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business, not-for-profit or other types of organization.

Product Liability insurance provides your manufacturing or retail business protection in case of an incident of property damage or bodily injury caused by a product. Coverage includes defects, faults in design, damaged goods or tampered items that can cause harm or violates their intended use.

Commercial General Liability policies exclude damage related to pollution. Contractors Pollution Liability is required to cover exposures where there is an environmental liability due to a sudden and accidental spill or other pollutant event causing harm to people or property. Coverage can include costs for cleanup as well as lawsuits due to the loss of […]

Commercial General Liability Insurance provides vital protection for your business should injury or property damage occurs to others as a result of your business operations. Commercial General Liability Insurance can cover property damage, bodily injury, medical payments when bodily injury occurs during the course of your business operations, defense costs for suits against your company […]

Product recall insurance covers your business from expenses incurred from recalling your product from the market. Protect your business from recalls. Know you are properly covered from unexpected expenses related to customer notifications, shipping costs, and disposal costs as a result of a product recall.

Professional Liability Insurance often referred to as Errors and Omissions Liability Insurance is an excellent option for any business that offers professional services and advice. Professional Liability Insurance provides protection for your professional services business from claims of negligence or failing to perform your professional duties. This section explains what our E&O insurance offers. What […]

Errors and Omissions Liability Insurance is a highly recommended add on for any business that offers professional services, consulting, or advice. Errors and Omissions liability insurance provides protection for your professional services business from claims of negligence or failing to perform your professional duties. This section explains what our E&O insurance offers. What is covered? […]

Kidnap Insurance, also know as kidnap and ransom insurance or kidnapping insurance, is a form of protection to cover financial costs in the event of kidnapping, extortion, ransom, or other illegal imprisonments. These costs can include: flying a negotiator to the area, ransom payments, emergency evacuation costs, and business interruption.

Environmental insurance is a specialist form of insurance providing coverage against losses that your business incurs as a result of government, regulatory and third-party action arising from pollution or contamination.  Environmental insurance provides extra protection against claims due to property damage, bodily injury, and environmental damage resulting from pollution conditions caused by covered operations including work performed […]

Who Needs Business Crime Insurance in Calgary? Any business owner, from mom-and-pop convenience store owners to big corporations, should have business crime insurance in Calgary. It provides vital protection for your business in the event that a theft occurs—including forgery, inside and outside robbery and more. Without this coverage, you may find yourself financially crippled […]

With Cyber Insurance, you can rest easy knowing that you have the proper coverage to take on the full range of risks to your data and IT systems. Cyber Insurance coverage options include malware insurance, ransomware insurance, Virus insurance, privacy liability, privacy breach response coverage, electronic funds transfer fraud protection, cyber liability insurance, and social […]

With Equipment Breakdown Insurance, your business is properly covered against the breakdown of mechanical or electronic equipment. Eliminate the risk of your equipment breaking down and have complete peace of mind that your operation will run smoothly. Coverage breakdown of mechanical or electronic equipment as well as explosion of a pressure vessel. If you are […]

Do you require a guarantee of a Contract Surety Bond or a Commercial Surety Bond? We have answers to your surety bond questions, and we will help you address your commercial surety needs. Do business with confidence knowing that a valid contract is in place that ensures all obligations will be met. Speak with a […]

Commercial auto insurance, also known as business car insurance, protects your company car or truck while on to the road. Main coverage options include; public liability and property damage / PLPD, collision, comprehensive, specified perils, accident benefits, SEF 20 / loss of use insurance, SEF 27 / rental vehicle insurance, SEF 39 / accident forgiveness.

Fleet insurance is for companies that own multiple commercial vehicles. It provides the same coverages offered under commercial automobile policies but makes managing the insurance easier under a single policy. Fleet insurance allows you to cover all the vehicles belonging to a business under one policy and can potentially provide a discount for multiple assets […]