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Contractor & Trades Insurance

As a contractor or tradesperson in Calgary, you have special risks associated with your business that need to be addressed with comprehensive insurance coverage. Get in touch with Krywolt Insurance and we will examine your business and address your business insurance needs directly. We'll provide you with options for your contractor or trades business insurance, taking into consideration the cost, coverage amounts and areas specifically for your  unique business. With our expert advice, you can make informed decisions about the type and scope of business insurance coverage you need.
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Calgary Contractor & Trades Insurance

Trades and Contractor Insurance Alberta

Contractors and Tradespeople – Easy Solutions for Your Insurance

Every contractor or trade insurance policy we provide in Calgary is custom built for each contractor or tradesperson. Whether you’re a general contractor, construction tradesperson or sub-contractor, we have specialized contractor insurance policies that can help you manage that risk and protect your company, your equipment, your employees,

Krywolt Insurance can assess your needs and provide you with a comprehensive no obligation quote for your contractor insurance or Alberta trades insurance.

Who Needs Trades and Contractor Insurance in Alberta?

If you are a general contractor or a tradesperson in Calgary who focuses on a specific trade such as window cleaning, plumbing or energy sector work, you need contractor and trades insurance. As a building contractor or tradesperson, you are exposed to some major risks. Construction sites involve risks that range from working with hazardous chemicals and volatile materials to working at height or in confined spaces. Without protection in the event of injury, theft or property damage with the right contractor insurance, Alberta contractors could be on the hook to cover legal defense costs, settlements, medical bills and more.

The costs that result from bodily injury, damage or property loss can be absolutely staggering. Without the protection that insurance coverage affords you, those expenses could leave you bankrupt and put an end to your career. Don't let that happen. The experienced brokers at Krywolt Insurance can help you design the ideal Calgary trades and contractor insurance package to meet your unique needs.

Protection against having to pay legal, medical and property damage costs out of pocket is the main reason why you need contractor insurance. Alberta contractors and tradespeople should be aware that there's a second reason as well: if you are not insured, it will severely limit the number, type and quality of jobs you are able to get. Most property owners are not interested in hiring an uninsured contractor or tradesperson, so if you can't provide proof of a comprehensive insurance policy, you'll be passed over, and your competition will walk away with the contract instead.

The Solutions We Provide for Trades and Contractor Insurance in Alberta Include:

What Types of Coverage Are Available for Trades and Contractor Insurance in Alberta?

Your needs are unique, so you need a unique Alberta trades and contractor insurance policy that addresses the specific way you like to operate and offers full coverage against a wide range of risks. With an expert Krywolt Insurance broker on your side, you can get the right coverage for your contractor insurance in Alberta, and have peace of mind knowing you are protected against financial disruption.

Commercial General Liability Insurance

It's critically important for any contractor or person working in trades in Calgary to have commercial general liability coverage. In the event that you are sued for legal claims relating to third-party bodily injury, personal harm or third-party property damage, commercial general liability insurance protects you so you don't have to pay out of pocket for legal fees and settlement costs. For example, say you were working on the roof of a building, and a gust of wind blew a piece of sheet metal off the roof, injuring a pedestrian on the street below. Or, say you were cleaning a client's building and used a harsh chemical cleaner that caused serious damage to a marble floor. Should the pedestrian or building owner in those scenarios decide to sue, you'll be covered under commercial general liability on your contractor liability insurance policy and won't have to pay your own funds for legal settlements and defense fees, medical expenses, replacement costs and more, up to the coverage limits on your policy.

Builder's Risk Insurance

Also referred to as "course of construction" insurance, builder's risk coverage exists to protect you against the costs associated with damage to the building or construction site you are working on while it is being constructed or renovated. It covers specific perils that are named in your policy, which may include:

  • Damage caused by natural disasters such as severe hail or flooding
  • Accidental damage related to explosions, fire or impact by a vehicle or heavy machinery
  • Other types of damage caused by factors such as theft and vandalism

Builder's risk coverage is absolutely necessary for any building that is under construction or undergoing a major renovation, as typical property insurance will not provide coverage for a building until the construction is complete. Many people assume they can add builder's risk coverage to contractor insurance in Alberta after the construction is already underway, but it's important to make sure the coverage is in place before the building process starts. The period of greatest risk is when a building is nearly complete because that's when there's the most to lose. That's why obtaining builder's risk coverage after the start of construction is a lot more costly than having it in place before the construction site opens.

It's common for property owners to purchase builder's risk coverage so they can ensure that their building is protected while under construction, but in some cases property owners will expect the contractor to assume that cost. It's important to clarify with the property owner what type of coverage they have before beginning work and make sure you are fully protected with the right additions to your contractor insurance. Alberta professionals can contact their experienced broker at Krywolt Insurance at any time for help figuring out which types of coverage they need for any given project.

Professional Liability Insurance

No matter what type of contractor you are, your profession requires expertise and skill and comes with an expectation that you will provide quality workmanship. There are many situations where you may need to make a judgment call based on your professional experience or provide advice to clients who naturally don't know as much about your trade as you do. Providing services and advice puts you at risk for litigation related to issues such as allegedly giving bad advice, negligence, failure to deliver a promised service, and more. That's why you will likely need professional liability coverage as a part of your contractor insurance in Alberta. Also known as errors and omissions insurance, this type of liability insurance for contractors provides coverage for your legal costs should you be sued for one of the above reasons.

Contractor Pollution Liability Insurance

Not all types of property damage in Alberta are covered by commercial general liability. With contractors' pollution liability, you are covered in the event that a pollutant is accidentally spilled or a contractor fails to prevent it from escaping and it causes property damage, bodily injury or environmental devastation. Examples of pollutant events that can be covered by contractors' pollution liability include a sewage line that is accidentally ruptured by an excavation contractor, causing raw sewage to pour into the soil, or carbon monoxide from a gas-powered generator that wasn't properly vented causing illness among the occupants of a building.

If you work in an industry such as mold, lead or asbestos abatement, you probably already understand why contractors' pollution liability coverage is so important. But those aren't the only trades that need this type of coverage to be included with their contractor insurance. Alberta contractors deal with a wide range of toxic substances during the course of their work, from plumbers and painters to landscapers and drywall installers, and those individuals can also benefit from contractors' pollution liability insurance.

Commercial Vehicle Insurance

Many contractors and tradespeople in Calgary need to use a vehicle to transport coworkers, materials and tools to and from job sites, so it's important to have commercial auto insurance to provide accident benefits and vehicle liability, and you may also opt for collision and comprehensive coverage. It's not uncommon for contractors to have a vehicle that they use for both personal and commercial reasons, and assume that they are fully covered by personal auto insurance, but that's not necessarily the case. If you use your personal vehicle for business purposes, your personal auto insurance will not provide sufficient coverage.

Commercial Property Insurance

It is, of course, important that your job site be protected by contractor insurance in Alberta while you're working there—but the commercial property you operate your business out of needs coverage as well. This type of insurance protects your business property, such as an office, along with the products, merchandise, equipment and supplies that are kept there, against perils such as fire, natural disasters and theft. If you operate your contractor or trades business out of a physical, brick-and-mortar location, you need commercial property insurance as part of your contractor insurance package. That includes a business that is operated out of your home. If you are storing business equipment in your home garage, for example, and it is damaged in a flood, your home insurance policy will not cover it.

Tool and Equipment Insurance

When the valuable equipment you need to do your job is stored at your business property, it's covered by commercial property insurance. But your circular saw or floor polisher isn't going to do you any good just sitting there—you need to take it with you to the job site, and as soon as it leaves your commercial property, it's no longer covered. That's why tool and equipment coverage is an important addition to your contractor insurance in Alberta. It protects you from paying to repair or replace tools and large equipment that is lost, damaged, vandalized or stolen while it's being used or stored at a job site.

Additional Coverage for Contractor Insurance in Alberta

Depending on the unique needs of your particular trades business operation, you may need other coverage options as well, including additions such as:

  • Equipment Breakdown Insurance
  • Business Interruption Insurance
  • Cyber Liability Insurance
  • Crime Insurance
  • Legal Expenses Coverage
  • Mobile Property Insurance

Frequently Asked Questions on Trade and Contractor Insurance, Alberta

How Much Does Contractor Insurance Cost?

It makes sense that you want to know upfront how much you can expect to pay for trade and contractor insurance. Alberta clients like to make sure they understand all applicable costs so they can budget accordingly. But because there is so much room for variation in the type of policy and coverages you may need, there's no way for us to give even a ballpark figure until we find out more about your specific business needs.

Some of the various factors that will influence the cost of your premiums include:

  • Which coverage options you choose
  • Type of trades industry
  • How your business functions
  • Annual revenue
  • Location of your business
  • Number of employees
  • Past claims history

Once you've spoken with an Alberta trades insurance expert at Krywolt Insurance, we'll get to work finding the right coverage for your needs with competitive contractors insurance quotes.

Am I Legally Required to Have Contractor Insurance in Alberta?

You are not legally required to have trade or contractor insurance to operate as a general contractor or specialized tradesperson in Canada. That being said, the vast majority of contractors and tradespeople do have some level of insurance coverage for two main reasons:

  1. When you work in a trades industry that involves factors such as heavy machinery, toxic chemicals, power tools and other things that are prone to causing injury and damage, it's not so much "if" something goes wrong as "when." Even the most talented and conscientious contractor can't prevent every single mishap—and you could potentially be accused of something you didn't even do. When those unfortunate events happen with comprehensive contractor insurance, Alberta contractors and tradespeople can rest assured that they are protected against paying out of pocket for fees such as medical expenses, legal bills, settlement costs and damage mitigation costs.
  2. If you don't have contractor or trades insurance, the pool of jobs available to you will shrink dramatically because most people aren't interested in hiring a contractor who is not properly insured with the right types and amounts of contractor insurance in Alberta. It will be much more difficult to get the kind of work you prefer to do, and you may not be able to get much of any kind of work—allowing your competitors to snap up all the contracts you left on the table because you didn't have insurance.

What Kind of Information Do I Need to Provide to Purchase Contractor Insurance in Alberta?

The contractor/trades sector is obviously very large and includes a huge number of possible industries and specializations, so it's important to give the team of Krywolt Insurance specialists plenty of information about the specifics of how you operate your business. Here are a couple of things to keep in mind when contacting your broker:

  1. What is the value of the assets owned by your business?
  2. How much liability coverage do you have with respect to other people’s property on your business premises?
  3. Do you own your business premises?
  4. Is there liability on the services you are providing? If so, think about those risks and jot some down.
  5. What would happen if you were injured and couldn’t work? Could your business stay in operation?

There are many more questions but this is a start. Once we know more about how you like to run your particular business, we can get started on hunting down the best options for a comprehensive package of contractor insurance Alberta tradespeople can rely on.

Why Krywolt Insurance?
• Personal Attention
• Exclusive Client Management
• You’ll receive a competitive rate on a suitable policy year after year
• Krywolt Customer Care
• Access to all Major Insurance Providers
• We act for you – not the insurance company
• We’ll obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
• You receive responsive friendly service.
• You’ll have us in your court if you need to claim
• We’ll do the leg work for you!
Assess Your Risk And Get Insured
Let's Work Together
You need an insurance expert that understands Contractor & Trades Insurance to be able to define all the possible risks associated with your business so you get the best possible coverage to ensure that a single simple accident or oversight doesn’t overcome your business. You know your business, we know the risks and the ways to protect your business from potentially crippling law suits or loss.

We don’t offer instant online quotes for Contractor & Trades Insurance because there is no way we can get to know you and your business without speaking to you and coming to understand all the complexities or simple processes that need to be insured.
Free Contractor & Trades Insurance Audit
N A
N A
17:51 13 Jan 23
I have been dealing with Krywolt insurance for the past five years and have... always had a great experience whenever I need to make updates or just to get information about policy coverage or to add on riders for specific events. Ask for Morgan if you are looking for rock star service from a commercial account executive with Krywolt. She is super knowledgeable, efficient and a great person to deal with.read more
Amur Abdulghani
Amur Abdulghani
20:28 25 Nov 22
We would truly refer Krywolt Insurance to our friends and family. A sincere,... friendly and wonderful service only is only the beginning of what you can expect from them. A special mention to our account manager AK. He has been fantastic to say the least.read more
Angela Cox
Angela Cox
19:50 26 Sep 22
Sarah L is amazing. She is so attentive and quick to respond. She is... knowledgeable and keeps up to date on our account. Insurance is important and you want to feel like the person you are talking to will make sure you are protected, Sarah definitely does that. I have been with Krywolt for many years and am very happy with the service I receive. Thank-You!read more
Steve Strube
Steve Strube
15:48 20 Sep 22
I was referred to Krywolt several years ago by a business associate. I was very... happy to enjoy a level of personalized service that my previous broker had forgotten over the years.After many years, I am still enjoying the same personalized service.Thanks Sarah!read more
Joel Park
Joel Park
22:06 28 May 20
Great company and team of people. We have been dealing with Darren for 6 years... now and is always a pleasure. Jocelyne and Sherry are professional and responsive and they get things done quick and efficiently. I would definitely recommend them to anyone looking for outstanding service and the best prices.read more
Austin Hannaford
Austin Hannaford
05:04 28 May 20
After having dealt with two different insurance brokers, Krywolt was my number... one pick as they are very responsive and professional. I have worked directly with many of their staff, however I would highly suggest Dan Hannaford if you are looking for someone who knows his stuff and will do his best to get you the client what you require. They are a no joke insurance broker who will tell you upfront the real costs associated with your project. I highly recommend them to anyone who is in need of insurance.read more
Executive Training
Executive Training
23:15 27 May 20
As a new business owner I didn't fully understand the requirements for... commercial insurance, however after calling Krywolt and speaking with Dan he was able to guide me through the process. His knowledge and experience was second to none and he made the process so easy. I called around to other firms and no one else was able to provide me with the recommendations I recieved from Dan. This is the place to call if your looking for insurance.read more
Heather  Jamie Hannaford
Heather Jamie Hannaford
23:03 27 May 20
We worked with Dan on setting up commercial vehicle insurance and it was a... fantastic experience. Dan was very knowledgeable and made suggestions that improved our coverage and provided better protection for our company all while finding us the best price. Dan was very responsive to our inquiries and always got back to us quickly. Are experience with Dan was very positive and we highly recommend Krywolt insurance.read more
galbraith1979 .
galbraith1979 .
02:33 15 May 20
I honestly can think of a better insurance person then Moran. She focuses on... customer service which is sadly becoming a lost art form. My wife and I are proud to have as our insurance lady and recommend to everyone they should call her to switch their insurance.read more
Carla Hoch
Carla Hoch
21:46 14 May 20
Krywolt Insurance is absolutely the best broker we have dealt with ever. ... Krywolt got us out of a complicated situation and guided us every step of the way. With excellent service AND competitive pricing, we feel very well taken care of! We have switched over our home, vehicle and business Insurance to Krywolt. GREAT JOB guys!!!read more
Christopher gonzalez
Christopher gonzalez
20:50 12 May 20
level of unprofessionalism with this company is next level stupidity. would... give them a solid -10 in review if i could. do yourself a favour and stay awayread more
Clean Go Green Go
Clean Go Green Go
21:09 05 May 20
Great Insurance Company, they worked hard to ensure they found us the best rate... and were a pleasure to deal with. Thanks to both Dan and Darren for the excellent service !!read more
Colleen Allin
Colleen Allin
19:24 15 Apr 20
Sherry Thompson was a huge help in finding us insurance under unusual... circumstances. She worked hard to find us the best option, covering all our needs plus the best pricing. I would highly recommend Sherry for her overall efforts, knowledge and timeliness. Thanks again.read more
Jenny R
Jenny R
18:27 29 Jan 20
I've been always taken great care of with any policy or question I've had, I... HIGHLY recommend Morgan Anderson, she's so great and patient. She's most definitely exceptional at what she does.read more
team 7
team 7
17:38 28 Jan 20
Have been working with Krywolt last 6 years. Sherry is very knowledgeable.... Very helpful in the claim process. Great customer service !!!read more
Nilo R
Nilo R
23:23 09 Dec 19
I would just like to give a shout out to Tracy for being so amazing & advising... me. You have no idea how much better you made me feel after having such an awful experience else where. Soooo prompt & friendly, thank you for understanding my situation and doing everything you could to direct me.read more
Morgan Woods
Morgan Woods
00:03 24 Oct 19
I have nothing but positive feedback for the team at Krywolt. As an Aussie... looking for car insurance they were super clear about what forms I would need and put together a great quote for me with ease. Kamal was fantastic help, very professional and went the extra mile to help us get on the road. Would highly recommend them to anyone searching for personal or business insurance! 5/5read more
Cindy Lockton
Cindy Lockton
14:47 14 Sep 19
I switched one policy to Krywolt after having numerous mix ups and conflicting... pricing from another broker and having to wait days and weeks for answers . Dan was extremely professional and courteous and very patient with my incessant questions and got the job done in record time! I have and will continue to recommend this company . I was so impressed I now have all my commercial and personal policies with them . I don’t think I’ve ever been put on hold or have had to wait for a call back . Though insurance isn’t my favorite subject or payment , I no longer have to cringe with anxiety thinking about making a call of getting a question answered ! They also beat every other quote I received from my former broker. Excellent customer service .read more
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Office: 1 (403) 475-5434
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Krywolt Insurance Brokers
#620, 5940 Macleod Trail SW
Calgary, AB 
T2H 2G4

shane hallissey
shane hallissey

Left us a 5 star review

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shane hallissey
February 15, 2024
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Sheryl Ann
February 13, 2024

There are literally no words to express the Customer Service I have received over the past few years from Sarah L. Friendly, Helpful, Efficient, Professional and Patient just does not do her justice!! Yes, I said patient! The amount of times I email her with the exact same questions and requests :-) I can honestly say I have never encountered such stellar customer service in my life. Thank You Krywolt, you hire the best people!

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Paul Heynen
February 3, 2024

Thank you Morgan Anderson for being the best in the insurance business. You have no clue how much I appreciate the customer service you’ve provided me, and my business. Not to mention,the best rates out of everyone I shopped. If anyone out there wants to deal with a stellar human for business insurance, home, vehicle. This is your girl. Much love sista. 🙏🥰

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Terry Beaud
February 1, 2024

Every person I've dealt with at Krywolt have been very professional, resourceful and friendly. I am so very happy having them as my broker. Special hats-off to Sarah and Ryan. I highly recommend them. Thank you !!

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Dennis Tinkler
January 24, 2024

Very professional and responsive team. Highly recommend!

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Daniel Keuning
January 23, 2024

Sarah does good work. We appreciate her.

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Natsumi Sawada, PhD
January 19, 2024

Sarah at Krywolt is knowledgeable, professional, helpful, and kind. Really appreciated Sarah's generous assistance with sorting through an insurance matter. Great experience.

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Jackie Marie
January 10, 2024

Krywolt Insurance is a fantastic group of people doing great work. They found mistakes that the other broker made and got our insurance rate much much lower. Thank you for your care, friendliness and knowledge.

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jill hart
January 9, 2024
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Samantha Mathieson
January 4, 2024

Sarah from Krywolt was so helpful and quick to help when a previous broker had left us in the lurch. She helped me secure the insurance we needed in a matter of days and right before Christmas.

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Chad Archer
December 4, 2023

Darren and the rest of the Krywolt team are true professionals. They provide the options I need as well as the support with prompt answers that are sometimes required.

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Carly Takeda
October 19, 2023

Krywolt offers a high quality insurance service and has exceeded expectations in every way. Every interaction has been met with the upmost level of professionalism and efficiency. As a new business owner they were incredibly helpful in answering any questions we had, and were timely and diligent in having all our needs and requirements met at the time of our annual renewal. I can say with confidence they take care of business. Our account manager Sarah Lefebvre has been an absolute pleasure to work with, is incredibly on the ball with all communications, and has ensured anything we've needed was taken care of!

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Cactus singh
September 14, 2023
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Pierre Lesage
August 25, 2023

They are just incredible

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Connie Choi
August 1, 2023

Thank you Keri Myers for setting up my new auto policy so efficiently. I know summer time is a busy time of year for everyone but you made my experience seamless. It’s a pleasure coming on board with Krywolt Insurance through a reference that said this company is friendly and amazing to work with. Your timely response to emails and friendliness matters to someone like me having the courage to end my old insurance company which I was very loyal to since I started to drive as a teenager and I’m in my 40s now ! Kindest Regards, Connie Choi

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David McKeone
July 27, 2023

Krywolt has been great to work with. Always keep annual insurance up to date, and they've been very responsive to questions!

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James Hall
July 1, 2023

I cannot express enough how helpful this broker firm is. I specifically deal with Dwight Clink for all of my business needs. I have dealt with many brokers, NO ONE has ever stepped up to the plate with such amazing service. Iam a very busy owner and Dwight helps me immensely with many tasks without question. Thoroughly professional in every manner. One time I was out of out of the city on a Saturday and needed documents prossceessed. I emailed them expecting not to hear back until the following week and to my utter disbelief two members of the team reached out to help me!!! Now that is service.

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Loreli Garrett
June 28, 2023

Dwight is always available for my questions and concerns and is quick to reply. The service is exceptional and always friendly. Highly recommended.

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Janice Permann
June 22, 2023

I have been dealing with Dwight Clink from Krywolt Insurance for the past couple of years & have found him to be nothing short amazing He has helped me every time I have had any issues or needed any information. I know I can always count on him to be helpful & efficient with all my questions & needs which he answers in a timely manner. No matter how big or how little, he makes me feel like I am his priority. Thanks Dwight for your awesome customer service.

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January 13, 2023

I have been dealing with Krywolt insurance for the past five years and have always had a great experience whenever I need to make updates or just to get information about policy coverage or to add on riders for specific events. Ask for Morgan if you are looking for rock star service from a commercial account executive with Krywolt. She is super knowledgeable, efficient and a great person to deal with.

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Integrity Tile & Stone
December 16, 2022

Where do I start? Had my company vehicle ins with Brokerlink/Intact, but company CGI with Krywolt where I dealt with Sarah Lefebvre. I received our company auto renewal and it went from $1700 a year to $4900 a year!! I contacted my broker and asked why the insane increase and told him we can't afford this!! After a few hours, he called back and said he tried everything, but there is nothing he could do :-( Even though Sarah only handles our Commercial Ins, I emailed her and said "HELP" To make a long stressful story short, Sarah worked her butt off, trying to find out why the huge increase and see if she could get me a better deal. Of course, as soon as my Brokerlink rep found out I had gone someplace else, all of a sudden he found me a better deal !!?? BUT Sarah found an even better deal! I have never received such incredible personable customer service from an insurance broker in all my years of needing insurance. She has assisted me in other situations before all this as well which is why I reached out to her on this. I don't know about anyone else, but I feel having a broker who you can trust and communicate with is crucial! Thank you Sarah for everything you did for me! and thank you Krywolt for hiring her :-) Give this girl a raise :-)

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Amur Abdulghani
November 25, 2022

We would truly refer Krywolt Insurance to our friends and family. A sincere, friendly and wonderful service only is only the beginning of what you can expect from them. A special mention to our account manager AK. He has been fantastic to say the least.

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Angela Cox
September 26, 2022

Sarah L is amazing. She is so attentive and quick to respond. She is knowledgeable and keeps up to date on our account. Insurance is important and you want to feel like the person you are talking to will make sure you are protected, Sarah definitely does that. I have been with Krywolt for many years and am very happy with the service I receive. Thank-You!

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Doug Haller
September 21, 2022

Krywolt has been a fantastic company to work with. Sarah has taken such good care of all my personal and company accounts. Always same day service when I need it. I can rest knowing that Sarah has my back !!!

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Steve Strube
September 20, 2022

I was referred to Krywolt several years ago by a business associate. I was very happy to enjoy a level of personalized service that my previous broker had forgotten over the years. After many years, I am still enjoying the same personalized service. Thanks Sarah!

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Wendy Wright
September 20, 2022

Sarah is the best !! Always helpful and provides excellent service !

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Alexis Miller
September 19, 2022

Sarah L. provides good service, she is very responsive, i feel like my insurance needs are being met or better yet exceeded, she explained thoroughly my buisness liability insurance. So I feel secure in the insurance I have purchased is right for me.

I chose Krywolt because of the positive reviews and I was not disappointed. Thank you Morgan!

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Sharon Numerow
April 5, 2022

Love dealing with Krywolt and Amit Pandhi. They were great from the outset and after a year of dealing with Amit, I cannot say enough about how responsive he is and how wonderful he is to deal with. We switched from AMA over a year ago as their car insurance rates skyrocketed but as a broker, Amit was able to get me great rates for 2 homes and 3 vehicles. Wouldn't hesitate to recommend Krywolt and Amit. Dealt with Morgan when I first inquired and she is also terrific.

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Ehinomen Iria
November 18, 2021

using Krywolt Insurance Broker has just been the best, They are professional ,highly responsive and the best part is you get the best value out there... there is a great guy there named Amit. He's good at what he does.

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chris
November 2, 2021

Was left frustrated and angry working with other brokers to find the right policy until I found Morgan at Krywolt. Morgan has a can do attitude and is always accessible when needed. Nice work Morgan, keep up the super work and positive attitude!

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Debra Van
September 17, 2021

Morgan Anderson was amazing to deal with. She handled my request with insurance in a timely manner and has exceeded all my expectations. I recommend Morgan Anderson to anyone who needs this service to help grow their commercial business. I will use Morgan to handle all my future insurance expectations. Thank you Morgan!!

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Hazel Robinson
September 16, 2021

Great dealing with AK who is patient, efficient and very helpful. I appreciate the help provided with the insurance on my new house

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Joseph Vinatieri
September 1, 2021

Morgan Anderson has been such a pleasure to work with. We set up our business and auto insurance through her. We came to her with a complicated situation and she was extremely knowledgeable and thorough. I highly recommend going with her for any personal or professional insurance needs! Thanks again Morgan!

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Jordan & Catlin S
August 26, 2021
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Emma Gutsche
July 16, 2021

I went to Krywolt because of the high Google reviews. I was right to do so! Dan made the process easy on me, found great coverage and at an amazing rate. Dan is incredibly knowledgeable and friendly. I am happy to know that my company is well protected and that's thanks to Dan!

Krywolt saved my business and has renewed my faith in the insurance industry. Dan is more kind and knowledgeable than anyone I've dealt with in the decade I've had my business and took the time to give me multiple options for things like ways to sign the paperwork online or in person and payment plans if needed. He also patiently and gladly walked me through anything I didn't fully understand. I can't say enough good things about how wonderful Krywolt has been to deal with. I tried 4 other companies trying to get my business insured after Covid shut us down for 1.5 years, I thought we were done for good as no one was able to help. (My biz doesn't fit in an easy box to insure.. or so other companies told me) Then as a last ditch effort I spent a whole day researching reviews for almost every broker in town and found Krywolt! Dan answered the phone when I called just to see if my online form went through - Instead of talking down to me and telling me to wait for a response he chatted with me for 20 minutes on the spot and within a few hours he had me insured with a company who specializes in my hospitality industry. No other broker I've talked to even knew about them... and they certainly didn't have any answers or keep me in the loop about how it was going after a week or more of waiting. I've been gaslighted, strait up lied to and talked down to by other brokers in the past few weeks, needless to say I was deflated before I found Krywolt. I didn't know a company in this industry could be so welcoming, Krywolt is a breath of fresh air and has inspired me to be better in my own business. Don't hesitate to fill out the form online or give them a shout. You will receive 5 star service and if you've ever dealt with other companies I bet you any money you will wish you had found them earlier.

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Jenness McGrath
June 24, 2021

I have had to deal with a few different insurance companies and I have to say the level of responsiveness and personal care I received was outstanding. I've been working with a lady named Morgan. She seems to have a very good way people. I know she has more clients but she makes it seem like I'm the only person she has to deal with. Keep up the great work.

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Dale Ewashen
May 1, 2021

I recently purchased a 2006 Peterbilt hi-way tractor & was in the process of getting it insured, wow did I get an eye opener. I spent 2 days phoning my insurance company and all others that I could find, 60% wouldn't touch me, the other 40% wanted the most ridiculous amount that it barely warranted putting it on the road to work, with a 40% to 70% deductible if anything happened!! After the Humboldt nightmare no one wants to talk to you. Trucker friend of a trucker told me to get ahold of Krywolt Insurance in Calgary they can help. Phoned & got ahold of Dan Hannaford, got talking & unreal Dan talked to Darren that owns Krywolt Insurance & it turns out that his grandfather and dad owned Krywolt Insurance in the Crowsnest Pass in Coleman. I remember old Al Krywolt when I went to insure my first car a 1964 Ford Galaxy. Al knew we were starving young boys working in the underground coal mine in those day, first time insuring a vehicle, old Al would always cut us a deal to get us on the road, just used to tell us just don't crash eh. However dealing with Dan Hannaford at Krywolt Insurance in Calgary within a day & some paperwork emailed and my Peterbilt hi-way tractor was insured the same day & here's the best part of the whole deal, their rates were 60% to 70% lower than any of the closest competition, did that ever make my day. Dan & his people at Krywolt Insurance were the kindest, most knowledgeable, & helpful people I've dealt with, no such thing as NO, just give me an hour & I'll be back to you. Imagine hooking up with the same people my parents & I dealt with nearly 40 years ago. Thank you very much to Dan & the people at Krywolt Insurance in Calgary for being a super big help for me. Highly Highly 100% recommended Thanks Everyone!!!!,👍😃

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Alex Bendel
March 18, 2021

Great response time, very friendly staff. Only giving four stars because I found a cheaper insurance rate elsewhere

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Shannon Voros
March 17, 2021

Morgan goes above and beyond from a personal level to a business level working with her on both sides. I’m impressed with her knowledge and ability to find insurance solutions for her clients. Service and customer focus is top-Notch! Kudos to Krywolt and Morgan!

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Mohamed Ahmed Ahmed
February 23, 2021

Our business nature requires clients satisfaction with our insurance documents. Morgan always helps us almost instantly every time we request a change to satisfy a client's requirements. I personally used to shop around for better deals but now with Morgan, I can focus on my actual professional work knowing that I will get the best deal and best advices for my insurance needs. Always top notch services, thanks a lot

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C Prins
January 28, 2021

I am very impressed with Krywolt Insurance. They have helped my small-business stay appropriately protected and have even refunded a portion of my fees to help relieve some difficult circumstances in this past year.

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Corey Maetche
January 22, 2021

Morgan is just a gem of a human! Always there to help me whenever I need, no questions asked. One of the most knowledgeable commercial brokers I've come across, plus sh'e a really good friend. Thanks again for everything Morgan!

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Shawn Merkley
January 20, 2021

I have now dealt with Dan on a coupe of occasions for my insurance needs. He's really great to deal with and takes time to answer any questions or concerns. If you're looking for an insurance broker that is not only going to get you insured but will also advise you along the way call Krywolt.

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Jen L
January 19, 2021

Morgan has done a great job taking care of the commercial insurance needs of many of the business owners that I refer to her. I really appreciate her knowledge and attention to detail. She is able to answer all their questions and give them the best options available to suit their insurance needs.

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Janie Delorme
January 12, 2021

I can't say enough positive things about Morgan Anderson at Krywolt Insurance. She went above and beyond for my companies Commercial Insurance. In a time with Covid causing hardship to a small business, Morgan took her time with renewing my policy and found insurance that covered everything I need at a price I could afford. I recommend Morgan to anyone looking for insurance, she goes above and beyond! Thank You for all that you do.

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Roger Foster
November 12, 2020

These folks are the best! They have saved me money, and found ways to get the insurance we need by going the extra mile! :-)

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sarah Lefebvre
November 5, 2020

Kamal did my property and auto insurance and she was a pleasure to deal with, fast response and great price! Highly recommend.

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Helen Ward
October 28, 2020

Ashley Quiring at Krywolt Insurance Brokers, Calgary, AB has been so helpful & professional. She was also courteous & quick to respond to our needs! Thankyou Ashley 👍

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Shwa Norrie
October 21, 2020

I'd absolutely recommend Krywolt, especially Kamal who was fantastic, helpful and responsive throughout. Moving to Canada from the UK meant that some brokers from other companies found it difficult to apply my license from the UK to my Canadian insurance but Kamal went through it brilliantly.. Thank you again.

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Michael Murray
October 16, 2020

I was dealing with Ashley throughout my experience which was second to none! I reached out-to many different companies. I received other quotes which were slightly more competitive, but the customer service was terrible. Ashley was prompt and understanding in which a quote was provided immediately and helped me through my experience. I would certainly recommend.

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Heather Russell
October 7, 2020

I had a great experience with Morgan Anderson with Krywolt. She went above and beyond to get the best insurance deal for my family, Very professional and quick. I highly recommend her and this broker!

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Norm Lacourse
October 5, 2020

I have been dealing with Krywolt Insurance for a few years now. I typically deal with Ashley, who has always been amazing. Recently she had some time off and sadly I did notice a drop off in service. Thankfully she is back to work now and she is hands down the best insurance broker I have ever dealt with. She is knowledgeable, prompt, and professional. This 5 star rating is solely because of how great Ashley is at her job!! Thank you Ashley

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Cliff Elarco
October 3, 2020

I have worked with Morgan for serveral years and with her professionalism and expertise she provided me with exceptional service everytime! From recommendations to further understanding policies I have never felt more comfortable with an insurance broker. Thanks Morgan for all the help you've given me all these years.

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Rizzabeth Dang
September 29, 2020

Sherry has been absolutely amazing!! Professional and best of all very informative. She has helped us understand how insurance works and actually leaves us feeling with more answers than questions. I highly, highly, highly recommend Krywolt insurance over other places. We’ve had insurance with other brokers for 20+ years but, this is the first time we actually feel confident that our brokers are there for us and helps us understand why we pay the premium fees that we do. Thank you so much Sherry!!

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Krista Morrissey
September 29, 2020

I have been working with Ashley for a number of years now , she is extremely professional, sweet and wonderful to do business with! She has always found us the best prices with great coverage ! I absolutely love how knowledgeable and quick to get answers she is ! Highly recommended Ashley at Krywolt insurance!!

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Joanne Bai
September 28, 2020

I had great experience with Krywolt Insurance through Sherry Thompson. She's very knowledgeable with the insurance domain, responsive to emails and questions, and had been super patient with me. She was actually the reason that made me choose Krywolt Insurance over the other two brokers. Thank you very much Sherry for being so helpful.

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Raymond Gill
September 28, 2020

I've been with Krywolt insurance for many years and have had a great experience with them. They have a outstanding team and are always punctual and professional. I highly recommend! Sherry Thompson is my agent and my experience with her is why I gave it a 5 star!

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Brittany McDade
September 28, 2020

Ashley is our broker and she is FANTASTIC! Anytime anything insurance related comes up it is always easy to get in touch with Ashley and she deals with our concerns immediately. She goes above and beyond to make sure her clients get the best customer service from her and the greatest rates from insurance providers. We highly recommend Krywolt Insurance Brokers and Ashley specifically as a great company and person to answer insurance needs 👍

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Speedy Hootsman
September 28, 2020

I've used Krywolt for a few years now for all my insurance needs and I've gotta say they're second to none. Ashley W. is something else when it comes to customer service, anytime I need any information whether it's small or large Ashley is quick to respond and beyond friendly. I highly recommend Krywolt Insurance, especially if you get Ashley as your rep.

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Jon Wright
September 28, 2020

Great staff and wonderful service, Ashley Wright will go above and beyond for you. You’re in good hands when you’re with Krywolt insurance.

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Mike Legin
September 28, 2020

Very professional, easy to deal with and do their utmost to accommodate when possible. I often deal with Ashley as she is quick to take charge of the matter at hand and get back to me asap.

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Kelsey Keys
September 28, 2020

I would like to share my good experiences with Ashley Wright. She is dedicated , polite hard working , makes extra effort to satisfy her customers. She is attentive to details and knows she job well.I would recommend his services to anyone.

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Laureen Kovach
September 27, 2020

Ashley Quiring is great at what she does. She is very knowledgeable and always gets back to me the same day. I would highly recommend using Ashley for all of your insurance needs.

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Tiana Bellingham
September 26, 2020

I have been dealing with Ashley at Krywolt for almost two years and she has been great. Ashley is quick to respond, has always been able to answer my questions, and is incredibly efficient. I never worry about insurance related questions/issues, because I know that Ashley is always there to help.

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Stephenie Raba
September 26, 2020

Ashley Wright has been my broker for a very long time now and she always goes above and beyond, always super helpful and timely with any questions or concerns. I couldnt imagine working with any other company or broker since working with her!

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sexstone86
September 26, 2020

Have never had a complaint about the customer service Ashley Wright provides. Always easy to get a hold of and always very good at explaining things and finding the best policy for my needs. I recommend her to anyone I know and even to those I don't.

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Kathryn
September 25, 2020

Dan and Morgan are 2 of the most competent and pleasant people I've worked with. They are quick to respond, thorough and lovely to deal with. I am fully confident with our insurance in their hands.

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Tyler DeGagne
September 3, 2020

I have worked with Dan for over a decade with my business in Calgary and in Edmonton. Dan is a true professional and really Builder's after my best interests. I can count on him to provide documents very quickly for our bidding and tendering. He can also be counted on to provide general advice. Dan and his team at Krywolt are an invaluable partner to us at Lionsgate Builders. I would highly recommend them for your business or personal needs. Very trustworthy. Thanks Dan!

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Carly & Justin Cote
September 2, 2020

Great service. the staff is very friendly and knowledgeable.

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Linda Reynolds
September 1, 2020

Krywolt Insurance Brokers is the absolute best in the insurance business! I highly recommend them for Business and Personal insurance requirements. Darren Krywolt, Dan Hannaford, and Sherry Thompson work extremely hard to determine the appropriate level of insurance required for the best price. Eagle Engineering Corp has carried comprehensive insurance for Commercial, Vehicle, and Professional Liability with Krywolt since they began. I personally have my home and vehicle insurance policies with Krywolt (arranged through Ashley Wright) so I have a high level of peace-of-mind knowing I'm well looked after.

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Gillian Ellwood
August 25, 2020

Sherry with Krywolt is the best! She is so nice to work with and very professional. With all our dealings with Krywolt as a company, they have always been prompt and patient in every step. Highly recommend!

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Zahid Abdullah
August 21, 2020

Highly recommend Krywolt insurance!, I've worked with Kamal Grewal as my broker and I always get quick, complete and friendly responses , she went above and beyond to find me the lowest rates with all the coverage I needed for my new vehicle. This was my first time having insurance under my own name and she made the process very easy for me. She is very quick to reply and was happy to answer any questions . I highly recommend Kamal to anyone looking for an insurance broker she is great!

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Aaron Dias
August 18, 2020

Fantastic Brokers. They got back to me quickly and Ashley made the whole process as easy as it could be.

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Matt Green
July 31, 2020

I worked with Ashley and Dan on a variety of insurance products. They were fantastic to work with: super knowledgeable, patient, excellent at explaining coverage options and finding the best balance of price versus coverage. They have access to a wide variety of products and markets so this is a one-stop shop. You will not be disappointed with these pros.

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Taryn
July 29, 2020

I worked with Ashley and she went above and beyond to find me the lowest rates with all the coverage I needed for my new vehicle. This was my first time having insurance under my own name and she made the process very stress free and easy for me. She is very quick to reply and was happy to answer any questions I had throughout the process. I highly recommend Ashley to anyone looking for an insurance broker she is great!

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Thomas Bye
July 27, 2020

Great company to deal with providing great advice and policies at good prices. Would recommend to anyone looking for business insurance

Highly recommend Krywolt insurance! After calling numerous insurance brokers they were able to get me the best deal! Great thank you goes out to Kamal for accommodating all my needs and being extremely patient with my particular situation! Very helpful and professional :)

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Alex Calgary
July 7, 2020

Excellent customer service. Last time I've talked with Kamal and today I talked with Ashley. Ashley went above and beyond to help me to find best quotes possible for my car and home insurance. I was impressed with Ashley's patience and knowledge as I had a million questions. Highly recommend this company for all your needs.

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Iftikhar Wainse
June 29, 2020

A friend referred me to them and it was totally worth talking to them. Sherry made it really convenient for me to get business insurance. Very professional and responsive people.

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GORDON FLUG
June 8, 2020

In 2019 i switched my business insurance over to Morgan Anderson at Krywolt and this year in 2020 i have switched both of my vehicle insurance policies over to Morgan again. She is an absolute pleasure to deal with - friendly, very quick to respond, professional. It is great to have one person to deal with instead of having to have multiple people for our various insurance needs.

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Taylor Gudzowaty
June 4, 2020

I've had the pleasure of dealing with Kamel over the last 2 days and her professionalism and kind spirit made my experience a very positive one. i will strongly recommend to her to my close friends and family!

I had a fantastic experience using Krywalt. Kamal was very informative on what I needed to provide on my end, and the process that needed to happen to insure I received the best price for insurance. She was professional and very fast. I would definitely recommend anyone looking for hassle free and great price insurance to go through her and this company.

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Sumir Saini
May 29, 2020

I have had the pleasure of dealing with Dan at Krywolt Insurance on a number of occasions respecting my corporate insurance policy. He has proven to be very knowledgeable, honest and timely with all my concerns. I would highly recommend both Krywolt and Dan if you are looking for a high level of personal service and honest advice.

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Cara Bennett
May 29, 2020

Sherry was amazing. Very patient, gave thorough explanations on the policies, and helped with great savings. Thank you Sherry!

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Bhupinder Mann
May 29, 2020

Sherry is so good whenever I need any document any queries she always helps us , such a amazing work sherry , thanks alot,good quality , professional, response, great value.thanks

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Jim Freer
May 29, 2020

My wife and I were new to Canada from the UK. Therefore we had more difficult situations to setup our car insurance and our camper van insurance and trying to include our driving history. I can only honestly say that all the time Kamal went the extra mile, and was impressively responsive and professional, to help us with our car and house insurance needs. It is not in anyway exaggerating to say that Kamal has saved us thousands of dollars, particularly for our camper van, compared to other Canmore/Calgray broker quotes we were getting. I would not hesitate in recommending Kamal to anyone I know (and indeed I have already done so). We are very grateful to have Kamal as our insurance broker, it's rare to find someone so helpful in my experience (and I am 53 years old!), best wishes Professor Jim Freer

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Jason Szott
May 29, 2020

Morgan was instrumental in helping me get the proper insurance i need on my house and vehicles. I would recommend her in a heartbeat!

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Joel Park
May 28, 2020

Great company and team of people. We have been dealing with Darren for 6 years now and is always a pleasure. Jocelyne and Sherry are professional and responsive and they get things done quick and efficiently. I would definitely recommend them to anyone looking for outstanding service and the best prices.

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Crystal Dyck
May 28, 2020

Wendy was amazing! She helped figure out exactly what I needed and got me the best policy! Who knew getting insurance could be so easy. Thanks Wendy!

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Austin Hannaford
May 28, 2020

After having dealt with two different insurance brokers, Krywolt was my number one pick as they are very responsive and professional. I have worked directly with many of their staff, however I would highly suggest Dan Hannaford if you are looking for someone who knows his stuff and will do his best to get you the client what you require. They are a no joke insurance broker who will tell you upfront the real costs associated with your project. I highly recommend them to anyone who is in need of insurance.

As a new business owner I didn't fully understand the requirements for commercial insurance, however after calling Krywolt and speaking with Dan he was able to guide me through the process. His knowledge and experience was second to none and he made the process so easy. I called around to other firms and no one else was able to provide me with the recommendations I recieved from Dan. This is the place to call if your looking for insurance.

We worked with Dan on setting up commercial vehicle insurance and it was a fantastic experience. Dan was very knowledgeable and made suggestions that improved our coverage and provided better protection for our company all while finding us the best price. Dan was very responsive to our inquiries and always got back to us quickly. Are experience with Dan was very positive and we highly recommend Krywolt insurance.

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Diana B
November 7, 2019

I can’t say enough good things about this company and their representatives - especially a big shout out to Melaine!!! Their efficiency is over and beyond and they made all my insurance requirements big or small the easiest thing to do not to mention they saved me money by combining my coverages. Thank you all at Krywolt!

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