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Fleet Insurance

Fleet insurance is for companies that own multiple commercial vehicles. It provides the same coverages offered under commercial automobile policies but makes managing the insurance easier under a single policy. Fleet insurance allows you to cover all the vehicles belonging to a business under one policy and can potentially provide a discount for multiple assets being all under one policy.
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Who Should Buy Fleet Insurance

Who Needs Fleet Insurance?

If you run a company that has multiple commercial vehicles, then you need fleet insurance. Insuring each of these vehicles individually with a commercial auto insurance policy can be exceptionally costly and impractical. Instead, by opting for a fleet insurance policy you can save yourself and your company thousands of dollars while still ensuring you have the right amount of coverage for your business vehicles.

Fleet insurance offers business owners the option to allow employees to drive any vehicle at any time, while also protecting the company's financial investment. It provides a range of coverage, including damage caused to other people's property by an employee driving a company vehicle.

This insurance policy is offered to businesses that own a minimum of five vehicles and use these vehicles for business purposes. For instance, a handyman company may own 12 vans that are dispatched to homes throughout their service area. Or, a florist may have a set of vans they use to make deliveries.

Fleet insurance provides uniformity and allows companies that own and operate a number of commercial vehicles to protect themselves against a range of perils. It's important to note that fleet vehicles do not all have to be the same type of vehicle, or be used in the same way, to be considered part of the fleet.

While there are a number of factors that can impact fleet insurance premiums, including loss ratio, vehicle usage and driver history, one of the primary benefits of this policy is that it's typically less costly than insuring vehicles individually. Indeed, it allows your insurance company to offer a group rate and potentially allow for discounts. Some fleets will have a particular endorsement that allows like vehicles to be automatically covered. For instance, if your plumbing company grows and you need to buy more trucks for your employees to use, these vehicles will be added onto your existing policy. Of course, there are restrictions and requirements in order for the policy to apply, but it is still very useful for businesses.

Otherwise, fleet insurance is very similar to commercial vehicle insurance. You can choose what level of coverage is right for your business, and your vehicles will be protected in the event of damage or destruction caused by a covered event. Typically, a fleet insurance policy also covers damages associated with liability.

Fleet Insurance Coverage Options

What Does Fleet Insurance Cover?

As with any commercial vehicle policy, there are different levels of insurance you can get with fleet coverage. However, it's the law across Canada that you need proper insurance while operating any vehicle within the fleet at any time.

Third-Party Liability Insurance Coverage

Required by law, third-party liability offers coverage against claims of property damage or injury incurred against a third-party. For instance, if one of your drivers backed into a client's garage and broke the garage door, you could be held legally responsible. This policy will protect your legal fees should a suit be filed against you, as well as any damages or settlements that you have to pay as a result of the suit.

Accident Benefits Coverage

Also considered mandatory insurance, accident benefits coverage protects the driver and passengers of a vehicle that has been in a collision, regardless as to who is at fault. This is different from third-party liability, which stipulates that the driver is at fault. Accident benefits coverage usually includes:

  • Medical payments for treatment due to an injury
  • Essential medical services
  • Essential medical supplies
  • Wage loss coverage

Collision Insurance Coverage

This type of coverage helps pay to repair or replace your car if it's damaged in an accident with another vehicle or an object—such as a fence, guard rail or tree. If you're leasing or financing your car, collision is usually required by the lender. However, if you own your car (or fleet, in this instance), then collision is optional coverage.

Comprehensive Insurance Coverage

The main difference between collision and comprehensive coverage is that while the former helps you repair or replace your vehicle if it's damaged in a collision with a vehicle or object, comprehensive offers financial protection in the event your vehicle is damaged in an incident that is not a collision. Usually, this refers to damage from a fire, vandalism or falling objects like hail.

Fleet Insurance Endorsements

While a basic fleet Policy is similar to a basic commercial auto insurance policy, there are endorsements you can opt to add-on to your policy for even greater protection. A few endorsements you could add on to your fleet insurance policy includes:

Garage Auto Insurance

If you own an auto body shop, automotive repair garage or similar business where you have customer vehicles in your possession at any time, then you should have garage auto insurance. This policy covers your customers' vehicles while they are in your care, control or custody.

Loss of Use

Also called transportation replacement coverage, if you're found (or one of your employees is found) at fault in an automobile accident, this policy will provide you with a rental vehicle while your truck, van or SUV is being repaired. Like any endorsement, this policy comes with limits that one of our dedicated Krywolt Insurance brokers will walk you through.

Accident Forgiveness

This endorsement is essential for protecting your business from the damaging impacts of your first accident. No matter how careful you and your employees are, one accident can seriously impact your insurance premiums—unless you have accident forgiveness. If you find yourself in an accident, or one of your employees gets in an accident, and you make a claim, this policy acts as if the accident never happened in the first place.

Frequently Asked Questions

What Information is Needed for a Calgary Fleet Insurance Estimate?

If you think you're ready to take the plunge and inquire about a fleet insurance quote, then our experts at Krywolt Insurance can help. To prepare for obtaining your quote, you will need to provide details about your vehicles to your broker or carrier. Some questions you should be prepared to answer include:

  • How old are the vehicles in your fleet?
  • What is the condition of the vehicles?
  • How often will the vehicles be used?
  • Are the vehicles kept in a secure location overnight?
  • How many vehicles are in your fleet?
  • What will your vehicles be used for?
  • Are all your vehicle operators properly licensed?

How Do I File a Fleet Insurance Claim?

Filing a fleet insurance claim is similar to filing a normal commercial car insurance claim. File the claim immediately with your insurance company following an accident. Most insurers offer online forms where you can file the claim at any time. Ensure you include pertinent information, and be sure to get the insurance details of the other driver/drivers involved. If a police report was filed, be sure to include that information as well.

What Are the Advantages of Fleet Insurance?

There are numerous benefits to opting for fleet insurance, rather than insuring each of your commercial vehicles individually. It's significantly more efficient to have fleet insurance, as it covers all business vehicles on a single policy regardless of vehicle type, number of drivers, or intended use. This is especially helpful if you use one vehicle in multiple capacities, such as for both delivery of goods and transport of people.

If administrative work is not for you, then fleet insurance is the way to go. With this policy, you'll spend less time submitting paperwork when it comes to renewing your policy. Think about how long it would take you to renew the insurance on 100 taxis—compared to doing all of them at once.

Finally, one of the main draws of fleet insurance is that it usually saves business owners money. Because your assets are quite valuable—100 cars to one—usually insurance companies are more willing to negotiate on rates.

How Does Commercial Fleet Insurance Work?

Calgary fleet insurance can be obtained through your insurer. It is designed to cover accidents and liabilities for all vehicles used in the scope of your business operations. Examples of vehicles that can be insured with fleet insurance includes:

  • Large trucks used for shipping and transport
  • Cargo vans, including electric cargo vans
  • Any type of car, van and SUV used for commercial purposes

How Much Does Fleet Car Insurance Cost?

The cost of fleet insurance varies depending on your carrier, the size of your business and how many vehicles are in your fleet. Additionally, there are a range of other factors that may impact the cost of your insurance policy, including:

  • Age, condition and value of your vehicles: Just like with a personal auto insurance policy, the newer and more expensive your vehicles are, the more costly they are to repair or replace. Thus, the more you will pay in insurance.
  • Fleet's intended use: Different industries pay different premiums, depending on what the vehicles are being used for. Plumbers, electricians and other home-service industries tend to pay less than taxi companies or car rental services.
  • Types of vehicles in your fleet: As with personal auto insurance, passenger cars tend to be less costly for companies to insure than SUVs.
  • Your policy options: The more endorsements you add onto your insurance policy, the more you will pay for insurance. And, the better protection you will have in the event that something goes wrong. Paying out-of-pocket for damage to your fleet of vehicles could be financially crippling for even the most savvy business owner.
  • Your Claims history over the past 3-5 years.  The great advantage of fleet insurance is that the more profitable your fleet is for the insurance company, the higher the discounts available. For this reason a 3 or 5 years history of claims, including what happened and how much was paid out, is very important in negotiating your fleet insurance rate.
  • Your driver’s experience history.  When drivers have clean abstracts, no accidents and at least 3 years experience driving similar vehicles to your fleet, you receive the most competitive rates on your fleet insurance.  Conversely, drivers with little experience and those with tickets or claims will result in higher rates or coverage being declined by an insurance company.

Can Anyone Drive with Fleet Insurance?

Yes. As long as your employees are properly insured, one of the best advantages of having fleet insurance is that any of your employees can operate any of your vehicles. This makes it much easier for your business operations to run smoothly, compared to listing specific employees with specific cars, were you to insure each vehicle individually.

What Are Some Tips for Maintaining a Safe Fleet of Vehicles?

As a business owner, the best way to ensure your employees' safety and reduce the likelihood of having to make a claim is by ensuring safety comes first. The safety of your drivers directly impacts the security of your vehicle assets, other drivers and pedestrians, and ultimately, your company's bottom line. The following are a few tips to ensure your employees are driving as safely as possible:

  • Maintain regular maintenance for all vehicles: By taking care of scheduled vehicle maintenance like oil changes, tire rotations, changing tires as the seasons change and routine inspections, you lessen the likelihood of breakdowns, mechanical failures and accidents.
  • Provide education on defensive driving: Ensure that any of your employees who will be operating company vehicles have adequate safety training. For instance, consider offering additional safe driver training courses as professional development.
  • Reduce distracted driving with occasional safety audits: As the employer, it's up to you to set the safety standards at your workplace. It's essential that you pay attention to how your drivers are behaving behind the wheel. By conducting periodic safety audits, you reduce the risk of texting while driving, distracted driving and other threatening practices.
  • Reward safe drivers: Consider recognizing good drivers, as they help save your company money by reducing insurance claims. One possibility is offering an incentive for employees that are accident-free for one year.
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Let's Work Together
You need an insurance expert that understands Fleet Insurance to be able to define all the possible risks associated with your business so you get the best possible coverage to ensure that a single simple accident or oversight doesn’t overcome your business. You know your business, we know the risks and the ways to protect your business from potentially crippling law suits or loss.

We don’t offer instant online quotes for Fleet Insurance because there is no way we can get to know you and your business without speaking to you and coming to understand all the complexities or simple processes that need to be insured.
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Left us a 5 star review

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shane hallissey
February 15, 2024
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Sheryl Ann
February 13, 2024

There are literally no words to express the Customer Service I have received over the past few years from Sarah L. Friendly, Helpful, Efficient, Professional and Patient just does not do her justice!! Yes, I said patient! The amount of times I email her with the exact same questions and requests :-) I can honestly say I have never encountered such stellar customer service in my life. Thank You Krywolt, you hire the best people!

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Paul Heynen
February 3, 2024

Thank you Morgan Anderson for being the best in the insurance business. You have no clue how much I appreciate the customer service you’ve provided me, and my business. Not to mention,the best rates out of everyone I shopped. If anyone out there wants to deal with a stellar human for business insurance, home, vehicle. This is your girl. Much love sista. 🙏🥰

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Terry Beaud
February 1, 2024

Every person I've dealt with at Krywolt have been very professional, resourceful and friendly. I am so very happy having them as my broker. Special hats-off to Sarah and Ryan. I highly recommend them. Thank you !!

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Dennis Tinkler
January 24, 2024

Very professional and responsive team. Highly recommend!

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Daniel Keuning
January 23, 2024

Sarah does good work. We appreciate her.

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Natsumi Sawada, PhD
January 19, 2024

Sarah at Krywolt is knowledgeable, professional, helpful, and kind. Really appreciated Sarah's generous assistance with sorting through an insurance matter. Great experience.

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Jackie Marie
January 10, 2024

Krywolt Insurance is a fantastic group of people doing great work. They found mistakes that the other broker made and got our insurance rate much much lower. Thank you for your care, friendliness and knowledge.

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jill hart
January 9, 2024
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Samantha Mathieson
January 4, 2024

Sarah from Krywolt was so helpful and quick to help when a previous broker had left us in the lurch. She helped me secure the insurance we needed in a matter of days and right before Christmas.

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Chad Archer
December 4, 2023

Darren and the rest of the Krywolt team are true professionals. They provide the options I need as well as the support with prompt answers that are sometimes required.

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Carly Takeda
October 19, 2023

Krywolt offers a high quality insurance service and has exceeded expectations in every way. Every interaction has been met with the upmost level of professionalism and efficiency. As a new business owner they were incredibly helpful in answering any questions we had, and were timely and diligent in having all our needs and requirements met at the time of our annual renewal. I can say with confidence they take care of business. Our account manager Sarah Lefebvre has been an absolute pleasure to work with, is incredibly on the ball with all communications, and has ensured anything we've needed was taken care of!

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Cactus singh
September 14, 2023
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Pierre Lesage
August 25, 2023

They are just incredible

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Connie Choi
August 1, 2023

Thank you Keri Myers for setting up my new auto policy so efficiently. I know summer time is a busy time of year for everyone but you made my experience seamless. It’s a pleasure coming on board with Krywolt Insurance through a reference that said this company is friendly and amazing to work with. Your timely response to emails and friendliness matters to someone like me having the courage to end my old insurance company which I was very loyal to since I started to drive as a teenager and I’m in my 40s now ! Kindest Regards, Connie Choi

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David McKeone
July 27, 2023

Krywolt has been great to work with. Always keep annual insurance up to date, and they've been very responsive to questions!

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James Hall
July 1, 2023

I cannot express enough how helpful this broker firm is. I specifically deal with Dwight Clink for all of my business needs. I have dealt with many brokers, NO ONE has ever stepped up to the plate with such amazing service. Iam a very busy owner and Dwight helps me immensely with many tasks without question. Thoroughly professional in every manner. One time I was out of out of the city on a Saturday and needed documents prossceessed. I emailed them expecting not to hear back until the following week and to my utter disbelief two members of the team reached out to help me!!! Now that is service.

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Loreli Garrett
June 28, 2023

Dwight is always available for my questions and concerns and is quick to reply. The service is exceptional and always friendly. Highly recommended.

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Janice Permann
June 22, 2023

I have been dealing with Dwight Clink from Krywolt Insurance for the past couple of years & have found him to be nothing short amazing He has helped me every time I have had any issues or needed any information. I know I can always count on him to be helpful & efficient with all my questions & needs which he answers in a timely manner. No matter how big or how little, he makes me feel like I am his priority. Thanks Dwight for your awesome customer service.

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N A
January 13, 2023

I have been dealing with Krywolt insurance for the past five years and have always had a great experience whenever I need to make updates or just to get information about policy coverage or to add on riders for specific events. Ask for Morgan if you are looking for rock star service from a commercial account executive with Krywolt. She is super knowledgeable, efficient and a great person to deal with.

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Integrity Tile & Stone
December 16, 2022

Where do I start? Had my company vehicle ins with Brokerlink/Intact, but company CGI with Krywolt where I dealt with Sarah Lefebvre. I received our company auto renewal and it went from $1700 a year to $4900 a year!! I contacted my broker and asked why the insane increase and told him we can't afford this!! After a few hours, he called back and said he tried everything, but there is nothing he could do :-( Even though Sarah only handles our Commercial Ins, I emailed her and said "HELP" To make a long stressful story short, Sarah worked her butt off, trying to find out why the huge increase and see if she could get me a better deal. Of course, as soon as my Brokerlink rep found out I had gone someplace else, all of a sudden he found me a better deal !!?? BUT Sarah found an even better deal! I have never received such incredible personable customer service from an insurance broker in all my years of needing insurance. She has assisted me in other situations before all this as well which is why I reached out to her on this. I don't know about anyone else, but I feel having a broker who you can trust and communicate with is crucial! Thank you Sarah for everything you did for me! and thank you Krywolt for hiring her :-) Give this girl a raise :-)

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Amur Abdulghani
November 25, 2022

We would truly refer Krywolt Insurance to our friends and family. A sincere, friendly and wonderful service only is only the beginning of what you can expect from them. A special mention to our account manager AK. He has been fantastic to say the least.

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Angela Cox
September 26, 2022

Sarah L is amazing. She is so attentive and quick to respond. She is knowledgeable and keeps up to date on our account. Insurance is important and you want to feel like the person you are talking to will make sure you are protected, Sarah definitely does that. I have been with Krywolt for many years and am very happy with the service I receive. Thank-You!

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Doug Haller
September 21, 2022

Krywolt has been a fantastic company to work with. Sarah has taken such good care of all my personal and company accounts. Always same day service when I need it. I can rest knowing that Sarah has my back !!!

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Steve Strube
September 20, 2022

I was referred to Krywolt several years ago by a business associate. I was very happy to enjoy a level of personalized service that my previous broker had forgotten over the years. After many years, I am still enjoying the same personalized service. Thanks Sarah!

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Wendy Wright
September 20, 2022

Sarah is the best !! Always helpful and provides excellent service !

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Alexis Miller
September 19, 2022

Sarah L. provides good service, she is very responsive, i feel like my insurance needs are being met or better yet exceeded, she explained thoroughly my buisness liability insurance. So I feel secure in the insurance I have purchased is right for me.

I chose Krywolt because of the positive reviews and I was not disappointed. Thank you Morgan!

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Sharon Numerow
April 5, 2022

Love dealing with Krywolt and Amit Pandhi. They were great from the outset and after a year of dealing with Amit, I cannot say enough about how responsive he is and how wonderful he is to deal with. We switched from AMA over a year ago as their car insurance rates skyrocketed but as a broker, Amit was able to get me great rates for 2 homes and 3 vehicles. Wouldn't hesitate to recommend Krywolt and Amit. Dealt with Morgan when I first inquired and she is also terrific.

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Ehinomen Iria
November 18, 2021

using Krywolt Insurance Broker has just been the best, They are professional ,highly responsive and the best part is you get the best value out there... there is a great guy there named Amit. He's good at what he does.

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chris
November 2, 2021

Was left frustrated and angry working with other brokers to find the right policy until I found Morgan at Krywolt. Morgan has a can do attitude and is always accessible when needed. Nice work Morgan, keep up the super work and positive attitude!

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Debra Van
September 17, 2021

Morgan Anderson was amazing to deal with. She handled my request with insurance in a timely manner and has exceeded all my expectations. I recommend Morgan Anderson to anyone who needs this service to help grow their commercial business. I will use Morgan to handle all my future insurance expectations. Thank you Morgan!!

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Hazel Robinson
September 16, 2021

Great dealing with AK who is patient, efficient and very helpful. I appreciate the help provided with the insurance on my new house

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Joseph Vinatieri
September 1, 2021

Morgan Anderson has been such a pleasure to work with. We set up our business and auto insurance through her. We came to her with a complicated situation and she was extremely knowledgeable and thorough. I highly recommend going with her for any personal or professional insurance needs! Thanks again Morgan!

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Jordan & Catlin S
August 26, 2021
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Emma Gutsche
July 16, 2021

I went to Krywolt because of the high Google reviews. I was right to do so! Dan made the process easy on me, found great coverage and at an amazing rate. Dan is incredibly knowledgeable and friendly. I am happy to know that my company is well protected and that's thanks to Dan!

Krywolt saved my business and has renewed my faith in the insurance industry. Dan is more kind and knowledgeable than anyone I've dealt with in the decade I've had my business and took the time to give me multiple options for things like ways to sign the paperwork online or in person and payment plans if needed. He also patiently and gladly walked me through anything I didn't fully understand. I can't say enough good things about how wonderful Krywolt has been to deal with. I tried 4 other companies trying to get my business insured after Covid shut us down for 1.5 years, I thought we were done for good as no one was able to help. (My biz doesn't fit in an easy box to insure.. or so other companies told me) Then as a last ditch effort I spent a whole day researching reviews for almost every broker in town and found Krywolt! Dan answered the phone when I called just to see if my online form went through - Instead of talking down to me and telling me to wait for a response he chatted with me for 20 minutes on the spot and within a few hours he had me insured with a company who specializes in my hospitality industry. No other broker I've talked to even knew about them... and they certainly didn't have any answers or keep me in the loop about how it was going after a week or more of waiting. I've been gaslighted, strait up lied to and talked down to by other brokers in the past few weeks, needless to say I was deflated before I found Krywolt. I didn't know a company in this industry could be so welcoming, Krywolt is a breath of fresh air and has inspired me to be better in my own business. Don't hesitate to fill out the form online or give them a shout. You will receive 5 star service and if you've ever dealt with other companies I bet you any money you will wish you had found them earlier.

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Jenness McGrath
June 24, 2021

I have had to deal with a few different insurance companies and I have to say the level of responsiveness and personal care I received was outstanding. I've been working with a lady named Morgan. She seems to have a very good way people. I know she has more clients but she makes it seem like I'm the only person she has to deal with. Keep up the great work.

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Dale Ewashen
May 1, 2021

I recently purchased a 2006 Peterbilt hi-way tractor & was in the process of getting it insured, wow did I get an eye opener. I spent 2 days phoning my insurance company and all others that I could find, 60% wouldn't touch me, the other 40% wanted the most ridiculous amount that it barely warranted putting it on the road to work, with a 40% to 70% deductible if anything happened!! After the Humboldt nightmare no one wants to talk to you. Trucker friend of a trucker told me to get ahold of Krywolt Insurance in Calgary they can help. Phoned & got ahold of Dan Hannaford, got talking & unreal Dan talked to Darren that owns Krywolt Insurance & it turns out that his grandfather and dad owned Krywolt Insurance in the Crowsnest Pass in Coleman. I remember old Al Krywolt when I went to insure my first car a 1964 Ford Galaxy. Al knew we were starving young boys working in the underground coal mine in those day, first time insuring a vehicle, old Al would always cut us a deal to get us on the road, just used to tell us just don't crash eh. However dealing with Dan Hannaford at Krywolt Insurance in Calgary within a day & some paperwork emailed and my Peterbilt hi-way tractor was insured the same day & here's the best part of the whole deal, their rates were 60% to 70% lower than any of the closest competition, did that ever make my day. Dan & his people at Krywolt Insurance were the kindest, most knowledgeable, & helpful people I've dealt with, no such thing as NO, just give me an hour & I'll be back to you. Imagine hooking up with the same people my parents & I dealt with nearly 40 years ago. Thank you very much to Dan & the people at Krywolt Insurance in Calgary for being a super big help for me. Highly Highly 100% recommended Thanks Everyone!!!!,👍😃

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Alex Bendel
March 18, 2021

Great response time, very friendly staff. Only giving four stars because I found a cheaper insurance rate elsewhere

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Shannon Voros
March 17, 2021

Morgan goes above and beyond from a personal level to a business level working with her on both sides. I’m impressed with her knowledge and ability to find insurance solutions for her clients. Service and customer focus is top-Notch! Kudos to Krywolt and Morgan!

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Mohamed Ahmed Ahmed
February 23, 2021

Our business nature requires clients satisfaction with our insurance documents. Morgan always helps us almost instantly every time we request a change to satisfy a client's requirements. I personally used to shop around for better deals but now with Morgan, I can focus on my actual professional work knowing that I will get the best deal and best advices for my insurance needs. Always top notch services, thanks a lot

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C Prins
January 28, 2021

I am very impressed with Krywolt Insurance. They have helped my small-business stay appropriately protected and have even refunded a portion of my fees to help relieve some difficult circumstances in this past year.

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Corey Maetche
January 22, 2021

Morgan is just a gem of a human! Always there to help me whenever I need, no questions asked. One of the most knowledgeable commercial brokers I've come across, plus sh'e a really good friend. Thanks again for everything Morgan!

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Shawn Merkley
January 20, 2021

I have now dealt with Dan on a coupe of occasions for my insurance needs. He's really great to deal with and takes time to answer any questions or concerns. If you're looking for an insurance broker that is not only going to get you insured but will also advise you along the way call Krywolt.

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Jen L
January 19, 2021

Morgan has done a great job taking care of the commercial insurance needs of many of the business owners that I refer to her. I really appreciate her knowledge and attention to detail. She is able to answer all their questions and give them the best options available to suit their insurance needs.

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Janie Delorme
January 12, 2021

I can't say enough positive things about Morgan Anderson at Krywolt Insurance. She went above and beyond for my companies Commercial Insurance. In a time with Covid causing hardship to a small business, Morgan took her time with renewing my policy and found insurance that covered everything I need at a price I could afford. I recommend Morgan to anyone looking for insurance, she goes above and beyond! Thank You for all that you do.

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Roger Foster
November 12, 2020

These folks are the best! They have saved me money, and found ways to get the insurance we need by going the extra mile! :-)

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sarah Lefebvre
November 5, 2020

Kamal did my property and auto insurance and she was a pleasure to deal with, fast response and great price! Highly recommend.

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Helen Ward
October 28, 2020

Ashley Quiring at Krywolt Insurance Brokers, Calgary, AB has been so helpful & professional. She was also courteous & quick to respond to our needs! Thankyou Ashley 👍

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Shwa Norrie
October 21, 2020

I'd absolutely recommend Krywolt, especially Kamal who was fantastic, helpful and responsive throughout. Moving to Canada from the UK meant that some brokers from other companies found it difficult to apply my license from the UK to my Canadian insurance but Kamal went through it brilliantly.. Thank you again.

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Michael Murray
October 16, 2020

I was dealing with Ashley throughout my experience which was second to none! I reached out-to many different companies. I received other quotes which were slightly more competitive, but the customer service was terrible. Ashley was prompt and understanding in which a quote was provided immediately and helped me through my experience. I would certainly recommend.

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Heather Russell
October 7, 2020

I had a great experience with Morgan Anderson with Krywolt. She went above and beyond to get the best insurance deal for my family, Very professional and quick. I highly recommend her and this broker!

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Norm Lacourse
October 5, 2020

I have been dealing with Krywolt Insurance for a few years now. I typically deal with Ashley, who has always been amazing. Recently she had some time off and sadly I did notice a drop off in service. Thankfully she is back to work now and she is hands down the best insurance broker I have ever dealt with. She is knowledgeable, prompt, and professional. This 5 star rating is solely because of how great Ashley is at her job!! Thank you Ashley

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Cliff Elarco
October 3, 2020

I have worked with Morgan for serveral years and with her professionalism and expertise she provided me with exceptional service everytime! From recommendations to further understanding policies I have never felt more comfortable with an insurance broker. Thanks Morgan for all the help you've given me all these years.

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Rizzabeth Dang
September 29, 2020

Sherry has been absolutely amazing!! Professional and best of all very informative. She has helped us understand how insurance works and actually leaves us feeling with more answers than questions. I highly, highly, highly recommend Krywolt insurance over other places. We’ve had insurance with other brokers for 20+ years but, this is the first time we actually feel confident that our brokers are there for us and helps us understand why we pay the premium fees that we do. Thank you so much Sherry!!

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Krista Morrissey
September 29, 2020

I have been working with Ashley for a number of years now , she is extremely professional, sweet and wonderful to do business with! She has always found us the best prices with great coverage ! I absolutely love how knowledgeable and quick to get answers she is ! Highly recommended Ashley at Krywolt insurance!!

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Joanne Bai
September 28, 2020

I had great experience with Krywolt Insurance through Sherry Thompson. She's very knowledgeable with the insurance domain, responsive to emails and questions, and had been super patient with me. She was actually the reason that made me choose Krywolt Insurance over the other two brokers. Thank you very much Sherry for being so helpful.

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Raymond Gill
September 28, 2020

I've been with Krywolt insurance for many years and have had a great experience with them. They have a outstanding team and are always punctual and professional. I highly recommend! Sherry Thompson is my agent and my experience with her is why I gave it a 5 star!

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Brittany McDade
September 28, 2020

Ashley is our broker and she is FANTASTIC! Anytime anything insurance related comes up it is always easy to get in touch with Ashley and she deals with our concerns immediately. She goes above and beyond to make sure her clients get the best customer service from her and the greatest rates from insurance providers. We highly recommend Krywolt Insurance Brokers and Ashley specifically as a great company and person to answer insurance needs 👍

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Speedy Hootsman
September 28, 2020

I've used Krywolt for a few years now for all my insurance needs and I've gotta say they're second to none. Ashley W. is something else when it comes to customer service, anytime I need any information whether it's small or large Ashley is quick to respond and beyond friendly. I highly recommend Krywolt Insurance, especially if you get Ashley as your rep.

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Jon Wright
September 28, 2020

Great staff and wonderful service, Ashley Wright will go above and beyond for you. You’re in good hands when you’re with Krywolt insurance.

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Mike Legin
September 28, 2020

Very professional, easy to deal with and do their utmost to accommodate when possible. I often deal with Ashley as she is quick to take charge of the matter at hand and get back to me asap.

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Kelsey Keys
September 28, 2020

I would like to share my good experiences with Ashley Wright. She is dedicated , polite hard working , makes extra effort to satisfy her customers. She is attentive to details and knows she job well.I would recommend his services to anyone.

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Laureen Kovach
September 27, 2020

Ashley Quiring is great at what she does. She is very knowledgeable and always gets back to me the same day. I would highly recommend using Ashley for all of your insurance needs.

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Tiana Bellingham
September 26, 2020

I have been dealing with Ashley at Krywolt for almost two years and she has been great. Ashley is quick to respond, has always been able to answer my questions, and is incredibly efficient. I never worry about insurance related questions/issues, because I know that Ashley is always there to help.

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Stephenie Raba
September 26, 2020

Ashley Wright has been my broker for a very long time now and she always goes above and beyond, always super helpful and timely with any questions or concerns. I couldnt imagine working with any other company or broker since working with her!

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sexstone86
September 26, 2020

Have never had a complaint about the customer service Ashley Wright provides. Always easy to get a hold of and always very good at explaining things and finding the best policy for my needs. I recommend her to anyone I know and even to those I don't.

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Kathryn
September 25, 2020

Dan and Morgan are 2 of the most competent and pleasant people I've worked with. They are quick to respond, thorough and lovely to deal with. I am fully confident with our insurance in their hands.

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Tyler DeGagne
September 3, 2020

I have worked with Dan for over a decade with my business in Calgary and in Edmonton. Dan is a true professional and really Builder's after my best interests. I can count on him to provide documents very quickly for our bidding and tendering. He can also be counted on to provide general advice. Dan and his team at Krywolt are an invaluable partner to us at Lionsgate Builders. I would highly recommend them for your business or personal needs. Very trustworthy. Thanks Dan!

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Carly & Justin Cote
September 2, 2020

Great service. the staff is very friendly and knowledgeable.

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Linda Reynolds
September 1, 2020

Krywolt Insurance Brokers is the absolute best in the insurance business! I highly recommend them for Business and Personal insurance requirements. Darren Krywolt, Dan Hannaford, and Sherry Thompson work extremely hard to determine the appropriate level of insurance required for the best price. Eagle Engineering Corp has carried comprehensive insurance for Commercial, Vehicle, and Professional Liability with Krywolt since they began. I personally have my home and vehicle insurance policies with Krywolt (arranged through Ashley Wright) so I have a high level of peace-of-mind knowing I'm well looked after.

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Gillian Ellwood
August 25, 2020

Sherry with Krywolt is the best! She is so nice to work with and very professional. With all our dealings with Krywolt as a company, they have always been prompt and patient in every step. Highly recommend!

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Zahid Abdullah
August 21, 2020

Highly recommend Krywolt insurance!, I've worked with Kamal Grewal as my broker and I always get quick, complete and friendly responses , she went above and beyond to find me the lowest rates with all the coverage I needed for my new vehicle. This was my first time having insurance under my own name and she made the process very easy for me. She is very quick to reply and was happy to answer any questions . I highly recommend Kamal to anyone looking for an insurance broker she is great!

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Aaron Dias
August 18, 2020

Fantastic Brokers. They got back to me quickly and Ashley made the whole process as easy as it could be.

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Matt Green
July 31, 2020

I worked with Ashley and Dan on a variety of insurance products. They were fantastic to work with: super knowledgeable, patient, excellent at explaining coverage options and finding the best balance of price versus coverage. They have access to a wide variety of products and markets so this is a one-stop shop. You will not be disappointed with these pros.

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Taryn
July 29, 2020

I worked with Ashley and she went above and beyond to find me the lowest rates with all the coverage I needed for my new vehicle. This was my first time having insurance under my own name and she made the process very stress free and easy for me. She is very quick to reply and was happy to answer any questions I had throughout the process. I highly recommend Ashley to anyone looking for an insurance broker she is great!

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Thomas Bye
July 27, 2020

Great company to deal with providing great advice and policies at good prices. Would recommend to anyone looking for business insurance

Highly recommend Krywolt insurance! After calling numerous insurance brokers they were able to get me the best deal! Great thank you goes out to Kamal for accommodating all my needs and being extremely patient with my particular situation! Very helpful and professional :)

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Alex Calgary
July 7, 2020

Excellent customer service. Last time I've talked with Kamal and today I talked with Ashley. Ashley went above and beyond to help me to find best quotes possible for my car and home insurance. I was impressed with Ashley's patience and knowledge as I had a million questions. Highly recommend this company for all your needs.

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Iftikhar Wainse
June 29, 2020

A friend referred me to them and it was totally worth talking to them. Sherry made it really convenient for me to get business insurance. Very professional and responsive people.

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GORDON FLUG
June 8, 2020

In 2019 i switched my business insurance over to Morgan Anderson at Krywolt and this year in 2020 i have switched both of my vehicle insurance policies over to Morgan again. She is an absolute pleasure to deal with - friendly, very quick to respond, professional. It is great to have one person to deal with instead of having to have multiple people for our various insurance needs.

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Taylor Gudzowaty
June 4, 2020

I've had the pleasure of dealing with Kamel over the last 2 days and her professionalism and kind spirit made my experience a very positive one. i will strongly recommend to her to my close friends and family!

I had a fantastic experience using Krywalt. Kamal was very informative on what I needed to provide on my end, and the process that needed to happen to insure I received the best price for insurance. She was professional and very fast. I would definitely recommend anyone looking for hassle free and great price insurance to go through her and this company.

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Sumir Saini
May 29, 2020

I have had the pleasure of dealing with Dan at Krywolt Insurance on a number of occasions respecting my corporate insurance policy. He has proven to be very knowledgeable, honest and timely with all my concerns. I would highly recommend both Krywolt and Dan if you are looking for a high level of personal service and honest advice.

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Cara Bennett
May 29, 2020

Sherry was amazing. Very patient, gave thorough explanations on the policies, and helped with great savings. Thank you Sherry!

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Bhupinder Mann
May 29, 2020

Sherry is so good whenever I need any document any queries she always helps us , such a amazing work sherry , thanks alot,good quality , professional, response, great value.thanks

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Jim Freer
May 29, 2020

My wife and I were new to Canada from the UK. Therefore we had more difficult situations to setup our car insurance and our camper van insurance and trying to include our driving history. I can only honestly say that all the time Kamal went the extra mile, and was impressively responsive and professional, to help us with our car and house insurance needs. It is not in anyway exaggerating to say that Kamal has saved us thousands of dollars, particularly for our camper van, compared to other Canmore/Calgray broker quotes we were getting. I would not hesitate in recommending Kamal to anyone I know (and indeed I have already done so). We are very grateful to have Kamal as our insurance broker, it's rare to find someone so helpful in my experience (and I am 53 years old!), best wishes Professor Jim Freer

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Jason Szott
May 29, 2020

Morgan was instrumental in helping me get the proper insurance i need on my house and vehicles. I would recommend her in a heartbeat!

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Joel Park
May 28, 2020

Great company and team of people. We have been dealing with Darren for 6 years now and is always a pleasure. Jocelyne and Sherry are professional and responsive and they get things done quick and efficiently. I would definitely recommend them to anyone looking for outstanding service and the best prices.

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Crystal Dyck
May 28, 2020

Wendy was amazing! She helped figure out exactly what I needed and got me the best policy! Who knew getting insurance could be so easy. Thanks Wendy!

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Austin Hannaford
May 28, 2020

After having dealt with two different insurance brokers, Krywolt was my number one pick as they are very responsive and professional. I have worked directly with many of their staff, however I would highly suggest Dan Hannaford if you are looking for someone who knows his stuff and will do his best to get you the client what you require. They are a no joke insurance broker who will tell you upfront the real costs associated with your project. I highly recommend them to anyone who is in need of insurance.

As a new business owner I didn't fully understand the requirements for commercial insurance, however after calling Krywolt and speaking with Dan he was able to guide me through the process. His knowledge and experience was second to none and he made the process so easy. I called around to other firms and no one else was able to provide me with the recommendations I recieved from Dan. This is the place to call if your looking for insurance.

We worked with Dan on setting up commercial vehicle insurance and it was a fantastic experience. Dan was very knowledgeable and made suggestions that improved our coverage and provided better protection for our company all while finding us the best price. Dan was very responsive to our inquiries and always got back to us quickly. Are experience with Dan was very positive and we highly recommend Krywolt insurance.

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Ramesh
May 27, 2020

I have been working with Sherry Thomson since 2014 for Dice plant maintenance group. She is excellent , very knowledgeable. It works great for us so far on all aspects of insurance . She is very patient in answering even a very simple or a very complicated tough question..We will continue to use krywolt for our insurance needs .

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Diana B
November 7, 2019

I can’t say enough good things about this company and their representatives - especially a big shout out to Melaine!!! Their efficiency is over and beyond and they made all my insurance requirements big or small the easiest thing to do not to mention they saved me money by combining my coverages. Thank you all at Krywolt!

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